When you go out on the loan market, it is important that you get the opportunity to adopt the loan to your specific wishes and requirements. You get this to the degree of Dianna, which also guarantees a quick payout process and a flexible repayment scheme.
As a new customer you can easily borrow up to 4,000 kroner, and as soon as you are part of the customer directory, you can borrow up to 15,000 kroner at a time. The amount in question will be transferred in less than an hour, and the loan itself must simply be approved by NemID. It is therefore in no way needed to be too late to apply for quick loans if you are missing a particular amount urgently.
In addition, as mentioned, you have ample opportunity to tailor the amount of the loan and the time of your credit payment to your very own personal needs. So there is no reason to enter into a loan agreement that does not make sense in relation to what you would most like to think of.
Credit loans for bad credit are simple and straightforward with us
Dianna is an online loan provider. You can always get in touch with the company’s customer service by sending an email or calling within the department’s opening hours. Alternatively, you can take advantage of an online chat feature if you prefer to ask your questions this way.
If you have any doubts or just want to ask a question, please do not hesitate to call us at (800) 233-9435. The customer service department takes care of such inquiries every single day and will certainly be keen to help you on the right track with your loan request.
Dianna loan offer
First of all, Dianna can offer you an easy and efficient loan process. The application can be completed in a few minutes, and after the approval, the loan is paid out automatically to your personal NemKonto.
If you compare with various other types of loans, it clearly appears that there are significant benefits to be gained. You decide for yourself exactly how long a maturity the loan should have and in what way the credit must be repaid. This is in sharp contrast to many of the various quick loans, comparing SMS loans or mobile loans, which are available on the single market.
Furthermore, you have to deal with an extremely transparent cash credit. In this way, you avoid unpleasant surprises during the process, where hidden surcharges and unknown interest rates suddenly make the loan more expensive. Such unexpected expenses are, after all, frequently associated with a large proportion of the market’s various consumption and mining loans. With Dianna, you must focus solely on the fixed monthly interest rate that you have to pay and know about from the start of the process.
As already mentioned, you even have the option to borrow money sums of up to 15,000 kroner, which several alternative solutions such as quick loans can rarely offer. You can, however, also borrow a much more modest amount and down to 100 kroner if it is just what is needed.
Dianna loans also operate with what is called immediate transfers. So the money will be found on your NemKonto as soon as they have left the company’s own account. Thus, there is quite a limited waiting time for the money to be transferred, and they can, therefore, be put into use in almost no time.
How to borrow
Step by step guide – Can I get a loan here?
It is neither cumbersome nor conspicuous time-consuming to borrow money from Dianna. The process consists of just four simple steps.
Step 1: Select your desired loan amount
You start your loan process by selecting the specific money that you want to borrow. For this purpose, you can use the loan calculator on Dianna’s website to see the costs of the various amounts. In this way, you will be informed in detail about the expenses involved in raising the loan. These are stated in terms of the monthly interest rate and the total credit costs, respectively.
Step 2: Complete your application
Next, you must complete your application, which can be completed in just a minute or two. In this, you fill in various contact information, accept the relevant loan terms and give consent to Dianna obtaining the information that is needed to security check you.
Step 3: Sign the loan with your NemID
In conclusion, you simply sign the loan with your NemID, so your inquiry about a light loan can become a reality. Therefore, you can approve the loan without the great hassle, and whether you are traveling or not. NemID can both be used on the mobile, the computer or a tablet, so you always have ample opportunity to accept the loan with a snap.
Step 4: Wait and receive answers to your application
The final step consists solely of waiting and receiving answers to your submitted application. This will take a very short time, and then the money will not belong in your account.
Fill in the amount you want to borrow. Fill the rest of the application.
Sign the loan with NemID. Wait for the payment of the loan amount.
What requirements do I have to meet?
Before you allow yourself to complete an application, it seems appropriate that you briefly check out the different loan requirements and terms. After all, this will save you a lot of time, should there be a problem with your application, and if everything is in order, it is, of course, nice to know for sure from the start.
Initially, it appears particularly central that the age limit is set at a minimum of 19 years. Furthermore, it is required that you are both a Danish citizen with a registered CPR number and at the same time reside at an address in the Danish population register.
As mentioned earlier, the transfer must be approved using the NemID system, so you must of course also have a valid NemID. In continuation of this, you must also have a NemKonto which is registered with a Danish bank or bank.
In addition, to borrow from Dianna, it is a requirement that you be considered creditworthy. For this reason, it is, for example, essential that you are not registered with the Credit Register, the Debtor Register, RKI or similar registers.
With regard to contact information, your application must include a Danish telephone number and an email address that is active. This way you can always guarantee that it is possible to get in touch with you.
If you are interested in finding detailed information, you can certainly find answers to your questions on their website, where the loan terms are stated in their full version.
What does it cost to borrow money from Dianna?
It is quite simple to answer what it costs to borrow money, as it is stated in a very simple way from the beginning. You just have to start from what the monthly interest rate is. This tells you the whole amount you have to pay each month. The krone loan operates with a fixed monthly interest rate of 19%, so it is easy and clear to get an overview of the expenses.
Thus, you do not need to fear hidden interest or surprising surcharges, as your expenses are only subject to the monthly interest rate. Depending on the term of the loan, you can also see the total cost of credit, which is, of course, just the sum of the various months’ interest expenses.
For example, if you take a light loan of 4,000 kroner with 3 months of credit, you will be charged a monthly interest rate of 760 kroner. When this accumulates, your total credit costs will end up at $ 2,280.
Similarly, a loan of NOK 15,000 with the same number of months’ credit will result in a monthly interest rate of DKK 2,850, which in total will be DKK 8,550.
Once you have created a user, you will always be able to find your information on your personal profile page. You just have to log in to the website to be reminded of what, for example, your monthly interest rate is.
This is how repayment takes place
The repayment is really easy to do because you have two simple methods to pay off your credit. You can either choose to pay with Dankort on your personal profile page or transfer the amount to Dianna’s account, which is stated on the website.
After you have sent your payment, it will be received no later than one working day after shipment. You can keep track of whether or not the payment has gone through on your profile page. Payments with Dankort usually take only a few minutes to register, whereas conventional bank transfers take a little longer.
Your monthly expenses consist of the monthly interest on your loan. However, this only works as a form of the minimum payment. So you have to pay more than this amount at a time, and furthermore, it is possible to redeem your entire credit at one time. In other words, it is entirely up to you whether the repayment must stick to the minimum amounts or be carried out faster than planned.
Follow the process continues through your profile page
Since the loan process takes place exclusively online, it is, of course, advantageous that you can keep up with the process from the road. You can do this using your personal profile page, which contains all the information you need.
Here you can keep track of your application process, the details of your specific loan and the status of your repayment. You can thus always be updated and informed about all the important factors in your light loan by simply logging on to your user. It is just absolutely no matter where you are or when you want it.
Advantages of borrowing
The speed and efficiency of a loan with Dianna are clearly one of the factors that are especially worth considering. Whatever your urgent need for a loan or simply want the money transferred as soon as possible, it is essential that the process be smooth and fast.
In addition, your interest rates will automatically be reported to SKAT, so you can achieve noticeable savings on that front. Most of their customers will ultimately get a good rate of their interest in return, and this of course helps make the loan considerably cheaper to deal with.
Furthermore, it is, of course, a great advantage that you can send your application away and record your loan online. So whether you use your mobile, your computer or your tablet, you have access to all the different features needed to get the loan home. This makes the process easy to handle, even if you are on the move while filling out the application or waiting for the transfer.
Finally, just take a look at customer satisfaction online to see what other customers have said about the loan process at Dianna. Here, the company places itself at the top of the country’s private loan providers.
Good advice for new customers at Wray loans
If you want to get the most out of your loan process, it is important to pay attention from the beginning and think carefully. First, as previously emphasized, you must, of course, make sure that you meet various requirements and conditions. Otherwise, the loan will not go through after all, and the whole process will therefore only result in unnecessary waste of time.
Furthermore, for obvious reasons, it is also fundamental that you are sure that you can repay your loan within the timeframes agreed upon. In other words, your finances should act as a guideline for what and how much you can afford to borrow without the repayment being a battle for you.
In addition, it is only advisable that you try to tailor the loan to the needs that you now have. After all, when you have the opportunity to regulate both maturity and loan amount, it can only pay to make use of the benefits.
Finally, it is important that you seek help if you have an important question or need help completing your application. It is always better to be on the safe side and get things done, instead of just taking it as it comes.